RWAs Are the New Crypto Gold Rush 🌱🌞🚀 | ReFi Playbook

Welcome to the ReFi Playbook — by RegenX 🌿🔆

Hey everyone, I’m Ishan, the founder of ReFi Playbook powered by RegenX. This is our first newsletter in the tokenized Real World Assets space for green projects. You’re here because we’ve connected through the impact investing or climate-tech space, and I thought you'd enjoy staying in the loop on what’s happening at the intersection of Web3, tokenized real-world assets (RWAs), and regenerative finance (ReFi).

This newsletter is a curated blend of market insights, project deals, and tools shaping the future of sustainable finance. We believe in building with purpose, transparency, and real-world impact. If this doesn’t sound like your thing, no hard feelings—you can unsubscribe anytime at the bottom of this email. But if it does spark your interest, we’re just getting started.

Here’s what we’ve got for you today:

• Market Rundown

• Global Headlines

• Chart of the Day

• Education: Article of the Day

• Events & Pitches

Market Rundown

Global Headlines

• Over the past crypto markets were relatively quiet, regaining some of the ground lost over the past couple of weeks. All eyes are on Trump’s "Liberation Day” on April 2 where he has vowed to issue a fresh round of reciprocal tariffs next week. According to analysts at K33, “If Trump softens his stance, markets could rise, but if he’s vague, volatility may increase, and a tough approach may lead to a sharp decline.”

  

  BTCUSD vs. tariff headlines. Image: K33.

• The Australian Government has released a new fit-for-purpose digital asset regime to help build a more dynamic and competitive economy. It released a paper outlining a comprehensive roadmap that includes support for tokenisation—creating digital assets linked to real-world rights or ownership—as a means to improve efficiency, reduce costs, and unlock broader access to traditionally illiquid assets across financial markets.

• Cryptocurrency index fund manager Bitwise has forecast the price of the Ripple-linked XRP token to skyrocket to $29.32 by the end of this decade.

• Swyftx, a leading Australian crypto exchange, has announced its acquisition of New Zealand’s largest crypto trading platform, Easy Crypto.

• Asian equity markets mostly declined on Thursday after US President Donald Trump announced a 25% tariff on auto imports starting next week.

• Goldman Sachs has lifted its gold price forecast for the end of this year to $US3300 an ounce, from $US3100 an ounce previously.

Chart of the Day

Below is a chart of Stellar Lumens - XLM’s Price Breakout (March 27, 2025). The chart for XLM/USD on Coinbase shows a clear breakout from a long-term descending wedge pattern. After months of lower highs and lower lows, XLM has recently broken above the upper trendline resistance, signalling a potential trend reversal.

The price is now around $0.292 and is tracking upward with bullish momentum. It’s a pretty good Buy signal. If this breakout holds, XLM could easily reach around the $0.35 zone in the short term, and continue tracking up in the medium term.

Education - “What Are Real-World Assets (RWAs) and How Do They Differ from Cryptocurrencies?”

Without a doubt, one of the most talked-about narratives of 2024 was the meme coin boom. Meme coins, or altcoins (cryptocurrencies that are not Bitcoin), named after trends, humour, or pop culture, emerged as the most profitable sector of the year, averaging returns of over 2,400%.

However, this highly speculative sector is notoriously associated with fraud, market manipulation, and erratic price swings. According to BDC, “roughly 40% of projects are pump-and-dump schemes, and an additional 30% are outright ‘rug pulls’—crypto speak for when coin creators simply take the money and run.”

But that’s changing. A growing investor shift away from speculative assets is fuelling the rise of Real-World Asset (RWA) tokenization.

Unlike meme coins, which lack intrinsic value, RWA tokens are backed by real assets, including infrastructure, real estate, commodities, equities, bonds, and intellectual property.

Tokenization is the process of digitising assets on a blockchain, turning ownership into tradeable tokens. The key benefit? Traditionally exclusive asset classes become more accessible, with greater liquidity and transparency. Not to mention, at a fraction of the cost.

Bringing off-chain assets into the digital realm creates a more liquid, transparent, and secure financial system, reducing systemic risks and minimising conflicts of interest.

While tokenization has been discussed for years, 2025 marks a turning point—moving from theory to real-world applications and regulatory frameworks.

Today, major financial institutions—including BlackRock, Fidelity, BNY Mellon, J.P. Morgan, and Goldman Sachs—are actively using tokenization to enhance liquidity, accessibility, and reduce costs.

A $10 Trillion Opportunity

RWA tokens are a game changer. They give regular investors access to traditionally institutional-only assets, without breaking the bank and the high barriers. The potential is staggering. Leading financial institutions predict the RWA tokenization market will surpass $10 trillion by the end of the decade—a transformation that could redefine global finance.

RegenX Pitches at _SOUTHSTART: A Climate-Fintech Vision on Stage

What an incredible experience it was to pitch at _SOUTHSTART in Adelaide! 🎤✨

A massive thank you to _SOUTHSTART, ACS Labs, Pauline Fetaui, Laura Ashmole, and Daniel Johnsen for the opportunity to share the RegenX story on such an exciting platform.

We’re also grateful to the judges—Steve Baxter, Jodie Imam, and Sid Kasbekar—for their valuable feedback, encouragement, and time.

It was inspiring to pitch alongside a brilliant lineup of founders, all driving bold innovation. For RegenX, it was a chance to spotlight our mission: Bringing trust and transparency to climate investments through tokenisation and impact-driven finance.

The energy, connections, and support from the _SOUTHSTART community were truly next level.

Thank you again to everyone who made it happen—we're walking away more inspired, more energised, and more committed than ever to shaping the future of climate finance.

 Ishan Dan
(CEO RegenX)